What is the landlord required to do regarding insurance as per the drafted clause?

The landlord is required to keep the property insured against loss or damage by insured risks, which encompasses a broad range of potential threats to the property, such as fire, water damage, and other events specified in the insurance policy. This obligation helps ensure that the property remains protected and that any potential financial losses or liabilities resulting from these insured risks can be covered.

Insuring against loss or damage is fundamental in property management, as it mitigates the risk associated with unforeseen disasters that could result in significant loss of value or operational disruption. The requirement serves as a safeguard for both the landlord and tenants, as it protects the property and ensures that there are resources available for repairs and restoration in the event of damage.

Options that suggest specific types of coverage, such as vandalism or a lower level of insurance, do not capture the broader requirement for comprehensive coverage against various risks. Similarly, using insurance funds solely for upgrades does not align with the primary purpose of property insurance, which is to restore the property to its original condition after an insured event rather than to improve it without regard to damage or risk exposure. Hence, the correct choice reflects the landlord's obligation to maintain a comprehensive insurance policy that covers a wide range of insured risks, ensuring proper protection of the